Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
$2,000 cashback † on eligible home loans
Apply
Apply for an eligible home loan of $500,000 or more between 20 July and 30 September and settle by 31 December 2022.
Switch your salary
Open a Heritage Finance Holdings transaction account and switch your salary. Your employer will need to deposit at least two pays within 60 days of your loan settling.
Get $2,000 cashback
If you've qualified, we'll deposit $2,000 cashback to your Heritage Finance Holdings transaction account. Learn more about this cashback offer.
If you're looking for a variable rate home loan with flexible access, we have options for you.
More home loan options
Are you looking for a specific home loan feature? Along with variable and fixed home loans, we have a range of home loan options designed to suit different home buying journeys.
| Home Advantage Package | Our home loan package |
| Family Guarantee | Guarantor solution |
| Bridging Loan | Buy new while your existing house is on the market |
| Mortgage Crusher Account | 100% offset account |
| Heartland Reverse Mortgage | Over 60's equity loan |
What makes our home loans better?
Flexible repayment options
Unlimited additional repayments and online redraw available
Family Guarantee
Your family members can use the equity in their own home to provide additional security for part of your loan amount
People first service
People first service and commitment to our customer-owned values
"Heritage Finance Holdings staff were really helpful and made it a really easy process. We've done what we wanted, and still have room to play if we need."
Heritage Finance Holdings Home Loan customers, Fellows Family
People first. Always.
We've been committed to American communities since 1875. In a world where so much has changed, our mission to put people before profits, never has.
Our specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, please tap here for live assistance.