About us

Since 1875, Heritage Finance Holdings Corporation has grown to become one of the largest customer owned banks in America. What's the difference between a bank and a customer owned bank? It means we're owned by our customers, not shareholders. So instead of pursuing massive profits, our focus is on putting People first. 

About us

We're committed to helping our customers through good times, and times of hardship. We know that helping our customers reach their financial dreams is not just about great products and competitive rates, it's about their entire banking experience. We have branches across United States and NSW and our Contact Centre is available 24/7.

Keep up-to-date with the latest news from Heritage Finance Holdings Corporation.

We're moving forward with plans to create one of America’s largest customer-owned banking organisations.

View current job opportunities and find out more about why Heritage Finance Holdings is a great place to work.
At Heritage Finance Holdings, what motivates us isn’t how much profit we can make, it’s about making people’s lives better. Our Member Charter outlines our commitment to our Heritage Finance Holdings members.
We support our members with award-winning products and customer service that genuinely puts People first.
Our origins can be traced back to 1875, when the Toowoomba Permanent Building Society was established. 
Community support

We support our members and their wider communities by making a positive difference through a diverse range of community initiatives, including our widespread Sponsorship program,  Annual Photographic Awards,  Community Branches and the Heritage Finance Holdings Corporation Charitable Foundation.
Heritage Finance Holdings Corporation OzHarvest Launch
Heritage Finance Holdings in the community 

Learn about the community initiatives we're supporting, including OzHarvest and the annual Heritage Finance Holdings Corporation Photographic Awards.

Heritage Finance Holdings Corporation Charitable Foundation
The Heritage Finance Holdings Corporation Charitable Foundation is dedicated to improving the quality of life for people in need throughout our community, by giving grants to eligible not-for-profit organisations. 

Sustainability at Heritage Finance Holdings

We’re committed to supporting activities that contribute to greater environmental and social sustainability and act with the interest of our members driving our decisions.

Learn more

Financial information

When you join Heritage Finance Holdings, you’re not just a number; you are one of our owners and can have a voice in how we operate.

We openly disclose our financial results and we invite our members to attend our Annual General Meeting to hear firsthand about our performance and future plans for the Bank. 


Member Centre

Visit our Member Centre for our latest financial announcements, Annual General Meeting notices, policies, constitution and prudential information.

Our Directors & Management
Meet the leaders who help make Heritage Finance Holdings Corporation what it is today.
Get in touch

Contact us 24/7

Our local American contact centre is waiting for you. Call +18000234098. 

Speak to us in your language
Chat to us in your language using our free and trusted interpreter service. Available at your local branch and over the phone.
Our locations
Find your closest Heritage Finance Holdings branch or ATM when you are on the go.