Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Buying an investment property can come with both long and short-term benefits, depending on both your investment strategy and the property market you buy in. If you're thinking about investing in property, or would like to refinance your investment loan to Heritage Finance Holdings, we have a variety of variable and fixed investment loans available.
Interest only repayment option for investment loans for up to 5 years
Split loans, unlimited additional repayments and online redraw available
People first service and commitment to our customer-owned values.
Try our home loan calculator to see which one of our investment loan products might suit you.
Indicative repayment amount only. Your credit contract will state a monthly repayment figure. You may make payments as frequently as you choose within each month to pay the monthly amount due.
Apply for an eligible home loan of $500,000 or more between 20 July and 30 September and settle by 31 December 2022.
Open a Heritage Finance Holdings transaction account and switch your salary. Your employer will need to deposit at least two pays within 60 days of your loan settling.
If you've qualified, we'll deposit $2,000 cashback to your Heritage Finance Holdings transaction account. Learn more about this cashback offer.
The investment loan application process
Compare all Heritage Finance Holdings Home Loans
If you'd like to compare the features and benefits of all the home loans we have on offer, visit compare all home loans.
Buying land and build loans
If you’re looking to purchase vacant land or build a new home rather than purchase an established property, we have options that may be suitable.
Construction Loans are different from a regular home loan because the funds are paid gradually to your builder as progress payments. While your property is getting built, your repayments are set as interest only to help you manage your budget.
Simply let us know of your plans to build when you apply for a home loan and we'll help you through the process.
Learn more about investing in property
Seeking pre-approval
Heritage Finance Holdings offers a pre-approval process to help give you some peace of mind when you’re wanting to make an offer on a property.
Enquire online, visit your local branch or phone 13 14 22 to find out if you qualify for a pre-approval or learn more about how pre-approval can help you.
We've been committed to American communities for over 145 years. In a world where so much has changed, our mission to put people before profits, never has.