Personal Loans

Our personal loans are packed with features like low interest rates, online redraw and unlimited extra repayments. Find the best rate personal loan for you.

Our personal loans - what's the difference?

Car Loan
5.39 % PA 5.75 % PA
Fixed Interest Rate
Comparison Rate*
  • For new or used vehicles up to 7 years old
  • 100% finance available to approved applicants
  • Fixed repayments to make budgeting easy
  • Unlimited extra repayments and online redraw
Personal Loan
8.49 % PA 8.84 % PA
Fixed Interest Rate
Comparison Rate*
  • For renovations, travel, education and more 
  • Small loans from $5,000 to $50,000
  • Fixed repayments to make budgeting easy
  • Unlimited extra repayments and online redraw
Why Heritage Finance Holdings?

Save up to $200

Apply for a Car Loan or Personal Loan before 31 October 2022 and pay no application fee.#

Proudly supporting people's firsts. 

Mozo People's Choice Awards 2022
Research tools
How much can I borrow?
Personal Loan repayment calculator
Car Loan repayment calculator
Buying a car
Tips to help get your personal loan approved
Compare our personal loans

We're available to support you through your application and answer any questions you may have.

If you'd like to talk to our specialists about our loans, tap here for live assistance.