Business Loan Interest Rates

View our equipment loan, fully drawn loan, line of credit, overdraft and SMSF Loan business loan rates.

Equipment Loan

Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
5.49%
Interest Rate
5.49%
Interest Rate
5.49%
Interest Rate
5.49%
Interest Rate
5.49%
Interest Rate
5.24%
Rates Effective From 17/08/2022
Interest Rate
Indicator Rate Equipment Loan
Rates Effective From 17/08/2022

The interest rate on this loan is calculated by reference to an Indicator Rate. The interest rate on your loan may be higher or lower than the Indicator Rate. See below for important information.

Equipment Loan

Finance new or used equipment for your business with a flexible Equipment Loan. Borrow $20,000 to $500,000 with variable or fixed interest rate options available.

Fully Drawn Loan

Residential Security
Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
4.99%
Interest Rate
5.29%
Interest Rate
5.49%
Interest Rate
5.69%
Interest Rate
5.99%
Interest Rate
4.60%
Rates Effective From 17/08/2022
Non-residential Security
Interest Rate
1 year fixed
2 years fixed
3 years fixed
4 years fixed
5 years fixed
Variable
Interest Rate
5.89%
Interest Rate
6.19%
Interest Rate
6.39%
Interest Rate
6.59%
Interest Rate
6.89%
Interest Rate
5.34%
Rates Effective From 17/08/2022
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 17/08/2022

The interest rate on this loan is calculated by reference to an Indicator Rate. The interest rate on your loan may be higher or lower than the Indicator Rate. See below for important information.

Fully Drawn Loan

Our Fully Drawn Loan could help you with most business needs such as purchasing a property, buying a business or longer term working capital requirements.  

Line of Credit

Interest Rate
Residential Security
Non-residential Security
Interest Rate
5.50%
Interest Rate
6.15%
Rates Effective From 17/08/2022
Interest Rate
Indicator Rate Business Line of Credit
Rates Effective From 17/08/2022

The interest rate on this loan is calculated by reference to an Indicator Rate. The interest rate on your loan may be higher or lower than the Indicator Rate. See below for important information.

Line of Credit
A flexible form of finance, allowing you to decide when to make principal reductions, plus the ability to re-use these funds at any time during the term of the facility.
Overdraft Facility

Interest Rate
Residential Security
Non-residential Security
Interest Rate
5.50%
Interest Rate
6.15%
Rates Effective From 17/08/2022
Interest Rate
Indicator Rate Business Overdraft
Rates Effective From 17/08/2022

The interest rate on this loan is calculated by reference to an Indicator Rate. The interest rate on your loan may be higher or lower than the Indicator Rate. See below for important information.

Overdraft Facilities
Our Business Overdraft Facility covers you by providing a flexible line of credit in conjunction with a Business Cheque Account.
SMSF Fully Drawn Loan

Residential Security
Interest Rate
Variable
1 Year Fixed
2 Years Fixed
3 Years Fixed
4 Years Fixed
5 Years Fixed
Interest Rate
6.74%
Interest Rate
7.04%
Interest Rate
7.44%
Interest Rate
7.65%
Interest Rate
7.75%
Interest Rate
8.14%
Rates Effective From 17/08/2022
Non-residential Security
Interest Rate
Variable
1 Year Fixed
2 Years Fixed
3 Years Fixed
4 Years Fixed
5 Years Fixed
Interest Rate
6.99%
Interest Rate
7.88%
Interest Rate
8.24%
Interest Rate
8.39%
Interest Rate
8.54%
Interest Rate
8.69%
Rates Effective From 17/08/2022
Interest Rate
Indicator Rate Residential Fully Drawn Loan
Indicator Rate Non-Residential Fully Drawn Loan
Rates Effective From 17/08/2022

The interest rate on this loan is calculated by reference to an Indicator Rate. The interest rate on your loan may be higher or lower than the Indicator Rate. See below for important information.

Self Managed Super Fund (SMSF) Loan

Use your self-managed retirement funds as equity to purchase an investment property through your Self-managed Super Fund with a Company Trustee. 

Discontinued
Discontinued Products
Discontinued business banking products

View the interest rate for discontinued business loan products, including SME Support Loans.