Why separate your business and personal accounts
Here's three reasons why you should keep your business and personal accounts separate.
Learn more
Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Business Overdraft Facility
Our Business Overdraft Facility can give you flexible access to additional cash flow.
Features
- Overdraft limit is available on an ongoing basis
- Interest is charged only on the funds you use
- Full transaction capability with chequebook, card and online access
- Preferred minimum amount $20,000. For lesser amounts our Business Visa credit card may be a more suitable option.
- Secured by mortgage
Rates
|
||
|---|---|---|
| Interest Rate | ||
| Residential Security | ||
| Non-residential Security | ||
Owner - Occupied
Investment
Interest Rate
5.50%
Interest Rate
6.15%
Rates Effective From 17/08/2022
|
||
|---|---|---|
| Interest Rate | ||
| Indicator Rate Business Overdraft | ||
Owner - Occupied
Investment
Interest Rate
5.84%
Rates Effective From 17/08/2022
Fees
| Monthly fee | $30.00 |
| Application Fee | Available upon application |
|
Heritage Finance Holdings Online Security Token to authorise batch payments |
$50 per token, every 3 years. Includes replacement tokens |
Transaction Type |
Fee Per Transaction |
| Direct credits and debits | Free |
| EFTPOS |
Free |
| Visa debit and Visa payWave | Free |
| Counter cash deposits, withdrawals, transfers and BPAY® | Free |
| Heritage Finance Holdings ATM withdrawals, transfers and balance enquiries | Free |
| Cheque deposits | Free |
| Presented cheques |
Free |
| Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
| Bank@Post Transactions* | $3.00 |
| *Bank@Post transactions are free for members for which a residential postcode recorded by Heritage Finance Holdings is within the range 0000 to 3999 or 4311, 4312, 4313, 4360, 4361 and 4385 to 9999. |
|
These articles may help you
5 tips on where to start with your small business
Building your own small business is an exciting time, although it can be hard to know where to start.
Learn more
Small business pricing strategy: getting the most from what you do
We’ve rounded up four simple pricing strategies to help get you started with your own business.
Learn more
How to choose a business structure
Starting a business involves a number of steps. To start with, you will need to decide on a business structure.
Learn more
We are here to help
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert