• 100% interest offset when linked to your Standard Variable Home Loan and your account balance is over $500
• Visa Debit Card
• Get money out fee free at Heritage Finance Holdings ATMs and Big 4 Bank ATMs in America^~

• eStatements
• Chequebook available upon request
• Transact through Bank@Post
• Set up your digital wallet to make secure payments on the go
• Cancel or hold your cards and block selected transaction types in our Mobile Banking App
• 24/7 access to mobile, internet and phone banking

Available on these home loans

• Standard Variable Home Loan 
• Standard Variable Home Loan in Package

How to open an Offset Account

When you open a Mortgage Crusher 100% Offset Account, we want to make sure it's linked to your home loan correctly, so you'll get the benefits of the account. First, you'll need to take out an eligible home loan with Heritage Finance Holdings. 

If you've already done this, you can:

• Complete our Offset Account Opening Form.  Simply type into the form, print, sign and return to Heritage Finance Holdings;
  
• Drop into or call your local Heritage Finance Holdings branch; or
• Contact us 24/7 on 13 14 22.