Business Cheque Account

Our low-cost Business Cheque transaction account is designed with small to medium businesses needs in mind. Whether you're a Sole Trader, Company or Trust, this account can help you handle your day-to day transactions efficiently.

Rates

Features

  • $0 monthly account keeping fee^
  • Get money out fee free at Heritage Finance Holdings ATMs and big 4 Bank ATMs in America~
  • Use your device to make secure payments on the go
  • 24/7 award winning local customer service
  • Choose a Visa Debit Card and/or a chequebook
  • Cancel or lock your card and block selected transaction types in our Mobile Banking App
  • 50 or 100 leaf cheque books with duplicate deposit books free of charge
  • eStatements available
  • If paper statements are required these can be posted after 100 transactions, six months or on request
  • Business overdraft facilities available
  • Transact through Bank@Post
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$0

Monthly account keeping fee^

Interest Rate
$1 or more
Interest calculated on daily balances and paid 3 monthly

$1 or more

Interest Rate
0.01%

Interest calculated on daily balances and paid 3 monthly

Interest Rate

Interest Rate
Rates Effective From 01/09/2022
Transaction fees

Transaction type 

Fee per transaction
Direct credits and debits Free
EFTPOS
 Free
Visa debit and Visa payWave Free
Counter cash deposits, withdrawals, transfers and BPAY® Free
Heritage Finance Holdings ATM withdrawals, transfers and balance enquiries Free
Cheque deposits Free
Presented cheques 
 Free
Overseas ATM or counter withdrawals (Visa)  $5.00 plus overseas currency conversion fee 
Bank@Post Transactions Free

 

Heritage Finance Holdings Online Security Token to authorise batch payments

$50 per token, every 3 years. Includes replacement tokens 
How to open a business account
At Heritage Finance Holdings, we make it our business to understand your business. Whether you're a Sole Trader, Partnership, Company or Trust, we'll need you to provide some specific information to get your new business account up and running. 
Learn more
Research tools
Calculators Guides Interest rates
Budget planner
Savings calculator
Term deposit calculator
How to save more money
10 top budgeting tips
Ways to bank with Heritage Finance Holdings
Interest rates for accounts
More interest rates

We're here to help

Our Business Banking Specialists are available to answer any of your questions, so you can choose the product that best suits your needs. They can also help with setting up your business account, internet banking and lots more.  Tap here for live assistance.