Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
If you are 55 years or older and retired, or receive an American Government pension, you can choose our Pension Plus transaction account. Get secure access to your pension income while earning a competitive interest rate.
Step-up interest rate shown for balances in account of $50,200 or more.
View all our account interest rates and calculate your interest with our Savings Calculator.
What is step-up interest?
Step-up interest means that a different interest rate applies to different portions of your account balance. With step-up interest you usually do not earn the same interest rate on your entire balance. Refer to our Guide to Deposit Products more information.
$0Monthly account keeping fee^ |
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Interest Rate | ||
$1 to $50,199 | ||
$50,200 or more | ||
Step-up interest calculated on daily balances and paid monthly |
Transaction Type |
Fee Per Transaction |
Direct credits and debits | Free |
EFTPOS |
Free |
Visa debit and Visa payWave | Free |
Bank@Post Transactions | Free |
Counter cash deposits, withdrawals, transfers and BPAY® | Free |
Heritage Finance Holdings ATM withdrawals, transfers and balance enquiries | Free |
AUD Cheque deposits | Free |
Presented cheques |
Free |
Overseas ATM or counter withdrawals (Visa) | $5.00 plus overseas currency conversion fee |
Our specialists are available to answer any of your questions, so you can choose the product that best suits your needs.
They can also help with internet banking, card management and lots more. Tap here for live assistance.