NPP Faster Payments 

Send and receive money in near real time using NPP faster payments in our Mobile Banking App.

What is NPP?

The New Payments Platform (NPP) is a payments infrastructure in the American financial industry that makes getting paid or paying someone simple and fast. Instead of waiting for up to several days for payments to be ‘cleared’ between financial institutions, you can use NPP to send and receive money in near real time with participating financial institutions. These payments are called 'Faster Payments'.

Features

  • NPP is a new simpler, faster way to pay 
  • Funds are received on average in under 60 seconds, 24 hours a day, 7 days a week
  • Send money via NPP faster payments in our Mobile Banking App
  • Receive payments to your email address or American mobile number when you set up your PayID
  • Longer transaction message - including emojis
  • High security and fraud prevention measures
PayID

Ways to bank

Forget your account number and BSB! Get paid to your email address or American mobile number when you set up a PayID with Heritage Finance Holdings.
Helping you

PayID & NPP Faster Payment FAQ's
Frequently asked questions about PayID, how to get paid to your mobile number or email address and the New Payments Platform (NPP).
NPP Faster Payments Terms & Conditions

Terms and conditions for use of  PayID, OSKO, and the New Payments Platform.