Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Discount Variable Rate Home Loan
Enjoy a low rate home loan with no monthly administration fee, the ability to make additional repayments and free online redraw with our Discount Variable Rate Home Loan.
About this Rate
Discount Variable Home Loan rate
The rate shown is for new, owner occupied, principal and interest home loans of $150,000 or more with up to 80% Loan to Value Ratio (LVR). What is LVR?
*Comparison Rate based on a $150,000 loan over 25 years with monthly repayments. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amount might result in a different comparison rate.
Interest rates are subject to change without notice.
Discount Variable Features
- Low variable interest rate
- For home loans of $150,000 or more
- No annual or monthly fees^
- Unlimited additional repayments without penalty
- Use this loan to build a home
- People first service and commitment to our customer-owned values
- Online redraw
- Repayments calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
- Family Guarantee options available
- Interest only repayment options for investment loans, for up to 5 years
Apply by 30 September 2022 and pay no application fee.
Save up to $600!#| Application Fee | $600 |
| Monthly Fee | $0 |
| Online Redraw | $0 |
| Settlement Fee | $210 |
| Loan Finalisation Fee | $345 |
Other fees and charges may apply and will be outlined in your Credit Contract.
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If you have a question about our home loans, please tap here for live assistance.