Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
3 Year Fixed Rate Home Loan
Our 3 Year Fixed Rate Home Loan allows you to lock an interest rate in for a 3 year period so you know what your mortgage repayments will be.
About this Rate
3 Year Fixed Home Loan rate
The rate shown is for new, owner occupied, principal and interest home loans of $20,000 or more with up to 95% Loan to Value Ratio (LVR). What is LVR?
*Comparison Rate based on a $150,000 loan over 25 years with monthly repayments. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amount might result in a different comparison rate. Home Advantage Fixed loan comparison rate based on an LVR of 80%.
Interest rates are subject to change without notice.
3 Year Fixed Rate Features
- Lock in a competitive home loan rate for 3 years
- Loans from $20,000
- Flexible access options
- Unlimited additional repayments without penalty
- Use this loan to build a home
- People first service and commitment to our customer-owned values
- Online redraw
- Repayments calculated monthly. You can make payments as frequently as you choose within each month to pay the monthly amount due
- Family Guarantee options available
- Interest only repayment options for investment loans, for up to 5 years
Apply by 30 September 2022 and pay no application fee.
Save up to $600!#| Application Fee | $600 |
| Monthly Fee | $8 |
| Online Redraw | $0 |
| Settlement Fee | $210 |
| Loan Finalisation Fee | $345 |
Other fees and charges may apply and will be outlined in your Credit Contract.
Home Advantage Package
When you package your eligible Fixed Rate Home Loan and credit card into our Home Advantage Package, you could save with fee waivers. Plus, you could access discounts on our Standard Variable Home Loan interest rate. Ask us about our Home Advantage Package when you apply.
Our specialists are here to support you through every step of your home buying journey.
If you have a question about our home loans, please tap here for live assistance.