Heritage Finance Holdings Corporation is currently reviewing its position in relation to the RBA’s decision on 6 September to increase the Official Cash Rate. We'll make an announcement here as soon as we finalise our decision.
Compare the features and benefits of Comprehensive Motor Insurance and Third Party Property Damage Insurance with Heritage Finance Holdings.
Comprehensive Motor Insurance is the highest level of cover we offer for your vehicle, which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.
Third Party Property Damage Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault.
Not sure which cover is for you? Use our car insurance comparison to compare features below and get a quick car insurance quote online.
Rental car after theft of your vehicle
| Comprehensive | Yes. $100 per day limit, up to 30 days5 |
| Third Party Property Damage | No |
Reasonable cost of towing after a covered accident
| Comprehensive | Yes |
| Third Party Property Damage | No |
Trailer and caravan cover
| Comprehensive | Yes. $1,000 or market value of the trailer or caravan, whichever is the lesser |
| Third Party Property Damage | No |
Cost of emergency repairs after a covered accident
| Comprehensive | Yes. Up to $500 for any one incident. |
| Third Party Property Damage | No |
Cover for personal items in your vehicle
| Comprehensive | Yes. Up to $1,000 for any one incident. |
| Third Party Property Damage | No |
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident
| Comprehensive | Yes. Up to $500 for any one incident. |
| Third Party Property Damage | No |
Lock re-keying and re-coding, if the keys to your vehicle are stolen
| Comprehensive | Yes. Up to $1,000 for any one incident. |
| Third Party Property Damage | No |
Cover for reasonable emergency accommodation & travelling expenses after a covered accident
| Comprehensive | Yes. Provided that your vehicle was more than 100km from where it is normally parked at night - up to $1,000 for any one incident. |
| Third Party Property Damage | No |
Legal liability cover
Cover for legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events
| Comprehensive | Yes, up to $20,000,000 |
| Third Party Property Damage | Yes, up to $20,000,000 |
Legal liability cover when using a substitute vehicle
| Comprehensive | Yes |
| Third Party Property Damage | Yes |
Approved legal costs arising from a claim for liability covered by the policy
| Comprehensive | Yes |
| Third Party Property Damage | Yes |
A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.
All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.
How do I make a car insurance or home insurance claim?
Securing your home and belongings from theft
De-mystify the cost of car insurance
Our specialists will help you find the right product and support you through every step of the purchase.
Or call 13 14 22 to speak to an expert