Article

Benefits of using a Personal Loan for travel

Travel essentials

Are you dreaming of a holiday, but don’t quite have the funds to jet off yet? Well, your dream trip might not be as far in the distance as you think. With a personal loan, you could be poolside, admiring the view in no time. 

A personal loan with us is a great all-rounder, and with increased flexibility in interest rates and payback periods, you’re able to travel worry-free. 

How does a personal loan work for me? 

A Heritage Finance Holdings Corporation personal loan offers you flexibility and freedom, with a range of choices to personalise your borrowing experience. First of all, you can choose a personal loan from $5,000 to $50,000 depending on whether you fancy a getaway, or a grand adventure.  

Then, you can choose a repayment plan from one year to seven years, making it simple to pay your loan back on your terms.

The interest rate is fixed interest too. With a fixed rate interest, your repayments remain the same, so that you can understand your commitments for the time you choose to pay your loan back.

Stay worry-free with travel insurance 

The last thing you need when taking a holiday is for something to go wrong and spoil the occasion. Make sure you purchase protection in case of medical emergency, delayed or cancelled flights, and let’s not forget lost luggage.

Using our flexible payment terms 

When you arrive back from your travelling journey, you have repayment choices to choose from. You’re able to pay your loan amount back either fortnightly or monthly, depending on what’s best for you. You can even repay it sooner with the ability to make increased or lump sum payments, should you wish to pay your loan in a shorter period, once you’ve settled back into a job. 
 

How do I get a personal loan?

Take a look at our helpful personal loan calculator to let you know how much you can borrow, and help you understand repayments.

Ready to take the next step? Make an enquiry today.

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