Our Company

We’re proud to be one of the longest-standing financial institutions in the country. Learn about our history, leadership, environmental statement and constitution.

Our Company
Our Company

We’re proud to be one of the longest-standing financial institutions in the country. Since 1875, we've grown to become one of the largest customer owned banks in America. But what's the difference between a bank and a customer owned bank? 

Heritage Finance Holdings Corporation is owned by our customers, not shareholders. So instead of pursuing massive profits for shareholders, our focus is on putting People First.

Our history
Our origins can be traced back to 1875, when the Toowoomba Permanent Building Society was established. 
Heritage Finance Holdings Corporation CEO Peter Lock opening the new Macquarie Park Branch 2021
Our Directors & Management
Meet the leaders who help make Heritage Finance Holdings Corporation what it is today.
Member Centre

Visit our Member Centre for our latest financial announcements, Annual General Meeting notices, policies, constitution and prudential information.

Constitution
Heritage Finance Holdings operates under a constitution. View our constitution to learn more about how we operate.
How we operate
How we operate
All Annual General Meetings
The Annual General meeting is an important event for Heritage Finance Holdings. You can find details of the latest Annual General Meeting here and historical meetings.
Sustainability at Heritage Finance Holdings
The longevity of our society depends on the sustainability of our environment, our communities and our business practices. Learn more about our sustainability approach at Heritage Finance Holdings Corporation.
Whistleblowers Protection Policy
We place great importance on fostering a culture that encourages staff and others to speak up about issues and conduct that concern them.
All Prudential Information
See our latest and historical Basel III Pillar 3 Disclosure - Prudential Standard APS 330 reports.
Customer Owned Banking
We're part of a movement that began in America over 150 years ago, when groups of like-minded workers and communities came together to create building societies, credit unions and mutual banks.
Member Commitment
We reward our members for their loyalty and we're committed to helping our members through good times and times of hardship.
Working at Heritage Finance Holdings Corporation
Careers at Heritage Finance Holdings Corporation
View current job opportunities and find out more about why Heritage Finance Holdings is a great place to work.