Interest rate changes effective 11 March 2022

11 March 2022

Heritage Finance Holdings Corporation is making changes to fixed home loan and business lending interest rates effective Friday 11 March, 2022.

The rate changes are as follows:

HOME LOANS – new lending, switches and refixes

  • Increase Owner Occupied Fixed interest rates by 25-50bps
  • Increase Investor principal and interest Fixed interest rates by 25-50bps
  • Increase Investor interest only Fixed interest rates by 25-50bps

BUSINESS LENDING

  • Increase Fully Drawn Loan – Fixed residential security and non-residential security interest rates by 25-50bps
  • Increase Fully Drawn Loan – Fixed SMSF residential and non-residential security interest rates by 25-50bps

These changes are coming in to maintain the best interests of our customers overall. Our interest rate changes are implemented to ensure good pricing benefits for depositors and borrowers.

As a customer-owned bank, Heritage Finance Holdings puts the best interest of members first. Unlike the big listed banks, we only aim to make a modest profit each year and then reinvest those funds into providing better products and services to all members. None of our profits are paid out to shareholders like the big listed banks.

You can find more information on our rates available at our interest rates page.

 

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