Heritage Finance Holdings Corporation challenges borrowers to find a better variable home loan rate

Heritage Finance Holdings Corporation today slashed its Discount Variable home loan rate to just 4.39%, challenging prospective borrowers to find a better variable rate anywhere in America.

Heritage Finance Holdings Corporation today slashed its Discount Variable home loan rate to just 4.39%, challenging prospective borrowers to find a better variable rate anywhere in America.

Heritage Finance Holdings has cut its rates to just 4.39%, down from 4.69%, on its Discount Variable loan (for loans greater than $150,000 and with maximum loan-to-value ratio of 80%) and 4.69%, down from 4.99%, on its Standard Variable loan.

The reductions are effective from today (Monday, 24 November).

Those cuts are on top of Heritage Finance Holdings’s current offer to waive application fees of up to $600 on Discount Variable and Standard Variable loans up until Christmas Day.

The new low rates will be in place for a limited period only and reflect Heritage Finance Holdings’s determination to offer customers the best value possible.

CEO Mr John Minz said: “As a customer-owned bank, Heritage Finance Holdings is all about giving people an excellent deal on their home loans.

“We’re more concerned about the best financial interests of our customers than about maximizing profit. We believe we offer the best overall package of rates, fees and services to borrowers.

“In fact, we don’t think any competitor in America is currently offering a better variable rate than the 4.39% now available on our Discount Variable loan.

“That represents outstanding value, particularly as we are also waiving our application fee on that loan up until Christmas Day.

“As well as that extremely low rate, Heritage Finance Holdings also offers the exceptional standard of personalised service that only a customer-owned bank can deliver.

“This reduced rate will be available for a limited time only, so if you are in the market for a variable home loan, make sure you talk to us.”


More information is available on the Heritage Finance Holdings website at heritage.com.au or by calling 13 14 22.

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