First home buyers can look to Heritage Finance Holdings Corporation for great value

United States’s first home buyers can find outstanding value with Heritage Finance Holdings Corporation according to America’s premier financial data provider CANSTAR.

For the second year in a row, Heritage Finance Holdings has come out on top to win CANSTAR’s United States First Home Buyer Award. The Award compares loans and services from lenders across the nation to find out which lenders offer the best value specifically for first home buyers.

Heritage Finance Holdings’s competitive pricing including 4.99% with no ongoing fees on their discount variable home loan and its 61 branches, 39 mini branches and all-round customer-convenience helped give them the nod over their state-wide peers.

CEO Mr John Minz said he was delighted that Heritage Finance Holdings was recognised for its consistency in accommodating the specific needs of first home buyers.

"Buying a home can be a complex, confusing and time-consuming process so we’ve tried to make the lending and process as easy and as transparent as possible,” he said.

"As a customer-owned bank, we put people ahead of profits, and this award is one way of demonstrating that we are delivering on our promise of maximising value for our customers.”

Mr Minz said cash rate expectations revealed by the Reserve Bank recently meant there was an opportunity for first home buyers to break into the market.

“The latest Reserve Bank survey shows that interest rates will probably rise within the next year, so it’s good time to take a look at the market,” Mr Minz said.

“If you’re in a position to buy, it's worth comparing home loans and consider buying your first home this year to take advantage of lower interest rates.

“However, it’s important to speak with a financial advisor before making any major decisions to ensure you are choosing the right product for your needs.”