Refer a friend now

Ready to refer a friend, family member or colleague to Heritage Finance Holdings? Email them now. Click the button below. An email will pop up in your email app with some pre-filled information about the program. Add in your friend's email address and your member number, then click send!

Not yet a Heritage Finance Holdings member?

That's okay! If it suits you, you can open a Heritage Finance Holdings account online now. Once you're account is all set up and active, provide your member number to the person you're referring. They'll need to quote your member number to Heritage Finance Holdings within 28 days of opening their account for you both to go into the draw to win a $1,000 cash prize each*.

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FAQ's

About Refer a Friend 

Refer a friend, family member or colleague to Heritage Finance Holdings Corporation and you will both go into the draw to win a $1,000 cash prize each.* If the friend, family member or colleague you've referred opens an eligible Home Loan or Business Loan within three months of becoming a Heritage Finance Holdings customer, you both receive a $250 cash reward!*

What are the Terms and Conditions for the Refer a Friend program?

For full details of the Refer a Friend promotion, including eligibility and draw dates, refer to the promotion terms and conditions.

Which products are applicable for Refer a friend?

 Enter the $1,000 draw by referring a friend, family member or colleague to one of these Heritage Finance Holdings Accounts, Products or Loans:

  • Savings account 
  • Transaction account
  • Home loan (approved and funded)
  • Personal loan (approved and funded)
  • Term deposit
  • Credit card (approved)
  • Business account
  • Business loan (approved and funded)

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    Once referred, get a $250 cash reward if your friend, family member or colleague opens a:

  • Home loan (approved and funded)
  • Business loan (approved and funded) - excludes Motor Vehicle Equipment Loans


    • The Home Loan or Business Loan must be open and funded within three (3) months of account opening.
    This promotion excludes Broker introduced loans and Heritage Finance Holdings Corporation staff and their immediate families. View full terms and conditions of program.

    How many people can I refer to Heritage Finance Holdings?

    You can refer up to five (5) of your friends, family or colleagues to Heritage Finance Holdings per month.

    How do l tell Heritage Finance Holdings that I was referred by a friend?

    You can let us know who referred you to Heritage Finance Holdings within 28 days of opening your account. Call us on 13 14 22 or talk to your local branch to let us know who referred you. 

    When will I receive my $250 Home or Business Loan referral cash reward?

    In the month after the referred loan settles (is funded), Heritage Finance Holdings will check that both the Referrer and New Member met the promotion terms and conditions.

    If eligible, Heritage Finance Holdings will process the $250 cash reward for the Referrer and New Member by electronic transfer to a Heritage Finance Holdings transaction account held in their name within seven days of the end of the month in which we checked eligibility. 

    For example, if you're loan settled in July then we'll check your eligibility for the promotion in August, and the payment will be made to your account by the August 25.

    Where a transaction account for the New Member does not exist, the cash payment will be made to the home loan account. Where a transaction account for the Referrer does not exist, the payment will be made to such Heritage Finance Holdings bank account of the Referrer as is chosen by Heritage Finance Holdings in its absolute discretion. Heritage Finance Holdings account details will be used to issue the cash payments.

    If you're unsure whether you qualify for the promotion, or have any other questions, talk to your local branch or call us on 13 14 22.

    How do I activate my Heritage Finance Holdings Prepaid Visa gift card?

    If you received a Heritage Finance Holdings Prepaid Visa Gift Card that looks like the below, you can activate this online at myaccount.universalgiftcard.com.au.

    Heritage Finance Holdings Corporation Prepaid Visa Gift Card

    Step 1: Enter the 13 digit Proxy Number (PN) shown on the front of the card underneath the Card Name.

    Step 2: Enter the 4 digit auth code that is detailed in the letter you received from Heritage Finance Holdings Corporation. If you've misplaced this code, contact Heritage Finance Holdings Corporation on 13 14 22.

    Step 3: Enter the 3-digit CVV number found on the back of your card. 

    If you received a different gift card, visit our Activate a card page for more information. 

    How do I use my Heritage Finance Holdings Prepaid Visa Gift Card?

    You can use your Heritage Finance Holdings Prepaid Visa gift card to make purchases anywhere that accepts Visa prepaid cards and can process them electronically. There is no PIN - simply sign the back of the gift card If you are paying for an item greater than the gift card amount, advise the salesperson to split the transaction.